eSewa is thrilled to introduce a revolutionary swift account switch feature, enabling users to manage both business and personal accounts seamlessly within a single app. No more logging in and out of different accounts or juggling multiple apps to meet your personal and professional needs—eSewa puts all your financial needs at your fingertips.
With the new profile-switching feature, users can effortlessly toggle between business and personal profiles. Oversee your business finances, track expenses, and monitor transactions, while also managing personal finances, paying bills, sending money, and conducting other financial transactions—all without leaving the app. This feature eliminates the need to carry multiple phones or install multiple apps, making financial management more streamlined than ever. Switching profiles is as simple as a tap, giving you instant access to your business or personal account whenever needed.
What is Merchant Link?
Merchant Link is an innovative account-switching feature that allows eSewa users and agents to link their eSewa ID to their eSewa Merchant Account, all accessible directly from the eSewa App. To use this feature, the eSewa Merchant Account must have the specific eSewa ID set as a settlement account. Merchant Link is designed to empower merchants with a user-friendly interface, enhancing their overall business experience by streamlining financial activities.
Key Benefits
By linking their merchant account with their eSewa ID, merchants can manage their transactions, payments, and business operations more efficiently and conveniently. In future updates, merchants can look forward to even more features and enhancements. For now, here are some key advantages:
- All-in-one Access: Seamlessly manage both eSewa Merchant and User/Agent Profiles from a single app.
- Complete Account Control: Easily monitor payments, withdrawals, and balance details of the eSewa Merchant Wallet.
- Instant Payment Confirmation: Receive real-time payment confirmations via Firebase Cloud Messaging (FCM) in the eSewa App.
- Scan & Pay: Accept Fonepay QR payments directly into your linked merchant account.
- Quick Withdrawals: Effortlessly transfer balances from your linked merchant wallet to your settlement account.
These features are exclusively available on the eSewa App, simplifying your business and personal finance management.
Features, Importance, and Security
Merchant Link’s standout benefits include simplicity, convenience, and security. Its intuitive interface ensures profile switching is effortless, and managing transactions becomes a hassle-free experience. This not only saves time but also reduces the risk of errors, providing a clear, organized view of your financial activities.
The Merchant Link feature integrates both profiles into one app, streamlining financial management and making it easier to track and manage expenses for both your personal and professional lives. Security is paramount, with advanced measures like end-to-end encryption and secure authentication processes ensuring your information remains protected and confidential.
How to Link Your Merchant Account with Your Personal Account
Follow these steps to link your Merchant Account:
- Log in to your eSewa App.
- Tap “More” at the bottom right of the homepage.
- Select “Link Merchant Account.”
- Choose your merchant from the list.
- Send the SMS to receive your OTP.
- Complete the OTP process.
Congratulations! You’ve successfully linked your Merchant Account.
Frequently Asked Questions
- What is the first step for Merchant Link?
The eSewa Merchant must have an eSewa ID as the settlement account. It doesn’t need to be the primary settlement account; a bank account can be set as the default for auto-settlement. - How can I add an eSewa ID to the settlement account?
Email merchant.operation@esewa.com.np with a request to add your eSewa ID for Merchant Link, including the required details. - Why are multiple merchants shown during the Merchant Link process?
This happens when you have multiple eSewa merchant wallets linked with the same eSewa ID for settlement. - Can I link my QR business account if I have a Fonepay QR from a bank?
No, you must use a Fonepay QR provided by eSewa to utilize the Merchant Link service for your QR business account. - Can I link a sub-merchant QR as a Merchant Link?
This feature is currently unavailable for sub-merchants but will be introduced soon. - Can I change the Merchant Link eSewa ID?
Yes, you can. You need to remove the current Merchant Link and request a new eSewa ID for Merchant Link via email.
